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The Credit Jungle Your Trusted Mortgage Partner in Utah for Affordable Housing Solutions since 1989
Introduction to Seller Financing -Start with us!
Hi there, prospective homeowners and wise investors! Whether you’re looking to buy your ideal house or make wise real estate investments, our website is your key to success. Explore lease option agreements, inclusive trusts, and contract for deed as you delve into the world of non-bank financing.
Imagine you find a seller who has an amazing mortgage rate in the low threes. There are countless options! Both prospective homeowners and investors can benefit from our all-inclusive Buyer Seller Finance Kit, which gives you the resources you need to take control of your financial future and homeownership dreams.
Take a peek at what’s in store for you:
- A carefully selected list of local homeowners and prospective sellers with attractive low-interest rates—including those sought-after 3s—that is available in your market.
- State-approved documents carefully designed to satisfy the demands of savvy investors for a range of seller finance transactions.
- A free consultation session intended to help you structure deals for success, whether you’re trying to land your dream house or set yourself up for financial success.
But hold on, there’s an exciting twist for our investors! Picture this: Securing a property with a low mortgage rate not only fulfills your homeownership dreams but it also expands your options for making money. Envision reaping the benefits of homeownership while simultaneously capitalizing on the property for future profits.
Whether your heart is set on your forever home or your sights are on strategic investments, our Buyer Seller Finance Kit ensures you’re armed for success. Simply share your name and email, let us know your preferred area, and receive a complimentary list of potential sellers along with investment-friendly contracts.
Seize this golden opportunity! Your dream home and next profitable investment await. Hurry and get ahead of other buyers with this kit that we are giving away absolutely for FREE!
Are there really ways to get mortage in the 3s? Find out how!
Navigating the current real estate landscape, characterized by soaring mortgage rates, has indeed posed challenges to what we traditionally deemed affordable housing. In Utah, the bar for qualification has been set high, with most prospective buyers requiring an income near $100,000 per year to secure an average-priced starter home in neighborhoods west of I-15. This reality has raised questions about the true affordability of homeownership, especially considering the experiences of those who made home purchases during the Covid era.
During that time, competitive bidding was the norm, and successful buyers, once their offers were accepted, secured mortgage rates at generational lows—rates in the 3’s and even 2’s. However, the tides have turned swiftly, with mortgage rates more than doubling in a short span, significantly impacting new buyers entering the market. While there are still first-time buyer programs and down payment assistance available, the current mortgage rate remains a pivotal factor, often leading to a stark reality check—it’s the monthly payment that truly matters.
Here’s a fascinating insight—did you know there’s a legally sound method to negotiate a contract with a seller and assume or take over their low-interest rate mortgage? In fact, there are more than three ways, and in this series, we’ll delve into the top three approaches that empower you to make this a reality. These transactions adhere to legal and ethical standards, culminating in a closing process with an attorney at a title company—akin to a conventional transaction. Furthermore, these contract types find recognition and reference in Conventional, FHA, and VA Mortgage guidelines. It’s not a new concept but rather a return to old-school methods, offering solutions to a longstanding issue.
Equipped with an extensive database of potential sellers, we’re eager to connect you with an experienced agent well-versed in these contract dynamics, facilitating your entry into a home that aligns with your budget. Welcome to the definitive solution for achieving affordable housing in Utah.
Ready to embark on your journey towards homeownership? Click below for an exclusive guide to your dream home!